Fuel Card Comparison 2026 | Rally
Fuel Card Comparison

Fuel Card Comparison 2026: Leading Providers Side by Side

Compare the leading fuel card providers side by side on station coverage, per-litre pricing, fees, deposits and EV charging — including Rally, our own Visa-based card. All data from provider-published pricing, updated monthly.

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Last updated: July 2026 · Rally publishes this comparison and is included in it. Competitor data comes from public provider pricing pages and is checked every month.

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Side-by-side comparison

Leading fuel card providers compared side by side

The strongest providers for this market, compared on the five criteria that decide what you actually pay: network, pricing, fees, deposits and fit.

Leading fuel card providers compared side by side
RallyThat's usProvider sourceNetwork & acceptance~99% of stations — anywhere Visa is accepted, plus 500K+ EV charge pointsFuel pricingPump price — zero markupFeesSimple per-card fee, no hidden chargesDeposit & credit checkPrepaid: no refundable deposit or personal credit checkBest forSMEs and fleets that want every station plus EV on one card
Allstar OneProvider sourceNetwork & acceptance7,700+ UK sites (provider-reported), one of the largest UK networksFuel pricingPump price, or fixed weekly diesel price on some cardsFeesCard fee plus network and transaction chargesDeposit & credit checkCredit check required; security possibleBest forLarge mixed fleets that want broad UK coverage
fuelGenieProvider sourceNetwork & acceptance~1,350 supermarket forecourts (Tesco, Morrisons, Sainsbury's)Fuel pricingSupermarket pump pricesFeesFree — no card or account feesDeposit & credit checkCredit check requiredBest forCost-focused local fleets near supermarkets
UK FuelsProvider sourceNetwork & acceptance~3,000+ sites on the Keyfuels networkFuel pricingFixed weekly priceFeesCard and transaction fees applyDeposit & credit checkCredit check requiredBest forCommercial fleets that budget on fixed weekly prices
Shell Fleet SolutionsProvider sourceNetwork & acceptance~3,800 UK sites incl. partners; strong motorway coverageFuel pricingPump or commercial rate depending on cardFeesMonthly card feeDeposit & credit checkCredit check; deposit possible for new businessesBest forFleets that live on motorways and prefer premium stations
BP PlusProvider sourceNetwork & acceptance~3,400 UK sites incl. partner networksFuel pricingPump price or weekly commercial rateFeesMonthly card fee plus transaction feesDeposit & credit checkCredit check requiredBest forNational fleets fuelling mostly at BP
Radius (UK Fuel Cards)Provider sourceNetwork & acceptanceMulti-network broker: Shell, BP, Texaco, Keyfuels + ~48K EV pointsFuel pricingWeekly fixed prices on most diesel cardsFeesVaries by card and networkDeposit & credit checkCredit check requiredBest forFleets that want one broker across many networks
Every provider row links to the public page used for this review (checked July 2026). Terms can vary by contract, so confirm the current offer with the provider. Rally data is first-party.

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Savings calculator

Model the costs with your own fleet data.

Use the full fuel-cost calculator to compare pump-price choices, fees, detours, fraud controls and administration without an email gate.

The calculator separates direct cash savings from productivity value and shows conservative, average and strong-execution scenarios. It is an estimate, not a guarantee.

Open the fuel cost calculator

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Provider reviews

Every provider, reviewed

Strengths and weaknesses of each card, based on published pricing, network data and contract terms.

Rally

Rally is a Visa-based fuel card, so it is not limited to one branded network: drivers fuel, charge, and pay tolls or parking anywhere Visa is accepted. Billing is at pump price with no markups. Its prepaid route verifies the business and representative without a refundable security deposit or personal credit check.

Strengths

  • Works at ~99% of stations instead of one branded network
  • Pump-price billing — no list-price markups or FX fees
  • Prepaid route without a refundable deposit or personal credit check

Limitations

  • Younger provider than legacy oil-major card programmes
  • No fixed weekly diesel price — you pay the (usually lower) pump price

Allstar One

Allstar runs one of the UK's biggest fuel card networks and offers both pump-price and fixed-price products. Costs stack up through card, network and transaction fees, and approval requires a credit check.

Strengths

  • Very broad UK station coverage
  • Choice of pump-price or fixed-price billing
  • Established provider with large-fleet tooling

Limitations

  • Multiple fee layers can exceed the headline card price
  • Credit check and underwriting before approval

fuelGenie

fuelGenie is a free card that works at supermarket forecourts, which usually price below oil-major stations. The trade-off is a small network with limited motorway presence.

Strengths

  • No card, account or transaction fees
  • Supermarket fuel is typically cheaper than branded stations
  • Simple HMRC-compliant invoicing

Limitations

  • Small network — weak motorway and rural coverage
  • No EV charging or non-fuel spend

UK Fuels

UK Fuels sells fixed-weekly-price diesel cards on the Keyfuels network, which suits fleets that value predictable budgeting. In falling markets a fixed price can sit above the pump price.

Strengths

  • Predictable fixed weekly diesel pricing
  • Solid commercial-site coverage for HGVs
  • Bunker-site access for heavy vehicles

Limitations

  • Fixed price can exceed pump price when markets fall
  • Fees and credit checks before starting

Shell Fleet Solutions

Shell's fleet cards offer premium motorway coverage and an established loyalty programme. Pricing at commercial rates and monthly fees make it best for fleets committed to the Shell network.

Strengths

  • Excellent motorway and A-road coverage
  • Established telematics and account tooling
  • EV charging add-on via Shell Recharge

Limitations

  • Premium-station prices plus card fees
  • Deposit possible for young businesses

BP Plus

BP Plus covers BP's UK network plus partners, with a choice of pump or commercial-rate billing. Like other oil-major cards, it locks you to a branded network and requires credit approval.

Strengths

  • Strong national BP coverage
  • Choice of billing models
  • Aral/BP network access across Europe

Limitations

  • Network-locked — detours when no BP is nearby
  • Card plus transaction fees add up

Radius (UK Fuel Cards)

Radius resells most major UK fuel card networks and adds EV charging, telematics and insurance products. It is a strong one-stop broker, though pricing depends entirely on which underlying network you pick.

Strengths

  • One account across many branded networks
  • Large EV charging card programme
  • Extra fleet services (telematics, insurance)

Limitations

  • Pricing varies by underlying network and contract
  • Broker layer means less pricing transparency

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How to choose

How to choose the right fuel card

Four questions that matter more than the headline discount.

01

Where do your drivers actually stop?

Map a week of real routes before comparing discounts. A 3p/litre discount is worthless if drivers detour 10 minutes to reach a partner station. Visa-based cards remove the detour entirely.

02

What is the all-in cost per litre?

Add card fees, network fees, transaction fees and price markups to the headline rate. Many 'discounted' list-price cards end up above pump price once fees are included.

03

Do you need EV charging on the same card?

Mixed fleets are the norm by 2026. If your card cannot pay at public chargers, you will run a second provider, a second invoice and a second reconciliation process.

04

What does onboarding require?

Compare business verification, personal credit checks, refundable deposits and contract length. Prepaid and postpaid products can have materially different approval conditions.

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Methodology

How we build this comparison

We collect network size, pricing model, card fees, deposit and credit-check requirements from each provider's public pricing pages, product sheets and terms — re-checked at the start of every month. Where providers publish ranges, we show the range rather than a single cherry-picked number.

Rally is the publisher of this page and appears in the comparison. To keep it honest, Rally is scored on exactly the same criteria, competitor strengths are listed prominently, and every competitor figure links back to provider-published data. If you spot an outdated number, tell us and we will fix it within a week.

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Questions

Fuel card comparison FAQs

Fuel card comparison FAQs

For most small businesses, compare the full monthly cost, refundable deposit, approval conditions and acceptance on real routes. Rally's prepaid route has no refundable security deposit or personal credit check; business and representative verification applies. It works anywhere Visa is accepted and bills at pump price. A free supermarket-network card can also fit drivers who only use that network.

Expect a per-card monthly fee between £0 and £10 plus, on many legacy cards, network and transaction fees. The bigger hidden cost is the pricing model: list-price billing with a 'discount' often ends up above the real pump price. Compare all-in cost per litre, not the headline fee.

Yes. Rally's prepaid route verifies the registered business and representative without a personal credit check or refundable security deposit. You fund the business balance before spending. Postpaid terms require separate approval and may involve credit or security requirements.

Yes, if the card saves admin as well as pennies per litre. VAT-ready invoices, automatic receipt matching and spend controls typically save more money than the fuel discount itself. A card that consolidates fuel, EV charging, tolls and parking into one invoice cuts the most admin.

Yes — fuel cards produce HMRC-compliant consolidated invoices, which makes reclaiming VAT on fuel much simpler than collecting paper receipts from drivers. This is one of the main reasons businesses switch to fuel cards even before considering discounts.

A fuel card gives you fuel-specific controls (product locks, litre limits, station category rules), pump-price billing and VAT-ready invoices that a generic credit card cannot. A Visa-based fuel card like Rally combines both: fuel-grade controls with credit-card-level acceptance.

Yes, when the monthly fee and acceptance fit the routes. Rally's prepaid option starts from one card with no refundable security deposit or personal credit check; business and representative verification still applies. Compare total cost and admin time, not only a headline discount.

A network card works only at its branded or partner stations (typically 1,000–8,000 UK sites) and bills at list or fixed prices. A Visa-based card works at ~99% of all stations and bills at pump price. Network cards can win on negotiated diesel rates for very heavy users; Visa-based cards win on acceptance, flexibility and total cost for most fleets.

Try the card that works at 99% of stations

Choose prepaid with no refundable security deposit or personal credit check, subject to business and representative verification, plus pump-price billing and EV charging on the same card.

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